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oilit



Joined: 13 Feb 2008
Posts: 247

PostPosted: Mon Apr 27, 2020 4:10 pm    Post subject: insurance Reply with quote

I am looking at renewing my insurance, and have figures fluctuating from £133 with some company I have never heard of to £324 with Chubb (both fully comp, but differences in the detail of cover as always). Garaged and 1000 miles a year.

Interested to hear what others are paying and with whom + any recommendations Smile
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bbsjk



Joined: 20 Jan 2018
Posts: 8
Location: Ledbury, Herefordshire

PostPosted: Wed Apr 29, 2020 8:59 am    Post subject: Reply with quote

I'm around the £180 this year, full comp with 5,000 miles. Garaged but that added £10! I think it's Hastings.

I was with Adrian Flux for a few years but they slowly put there prices up and the daily Skoda was very expensive last year so I changed both. The Skoda has gone to Tesco.

Jk
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oilit



Joined: 13 Feb 2008
Posts: 247

PostPosted: Wed Apr 29, 2020 5:55 pm    Post subject: Reply with quote

thanks for that - haven't tried hastings Smile
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Brucech



Joined: 21 Aug 2017
Posts: 27
Location: Perthshire

PostPosted: Thu Apr 30, 2020 7:51 am    Post subject: Reply with quote

I have a fleet policy with Chubb and they are first class - more expensive but with better cover - last year my Ford Mustang’s leather interior was attacked by mice while I was storing the car over the winter causing £4500 damage. Chubb met the claim easily in full and did not charge the £750 excess I have as I did not require a hire-car. I can recommend Chubb. Also at renewal policy did not increase over inflation.
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Xeric



Joined: 11 Jun 2015
Posts: 11

PostPosted: Fri May 01, 2020 9:18 am    Post subject: Insurance Reply with quote

Try NFU.
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oilit



Joined: 13 Feb 2008
Posts: 247

PostPosted: Sat May 02, 2020 7:50 am    Post subject: Reply with quote

Brucech wrote:
I have a fleet policy with Chubb and they are first class - more expensive but with better cover - last year my Ford Mustang’s leather interior was attacked by mice while I was storing the car over the winter causing £4500 damage. Chubb met the claim easily in full and did not charge the £750 excess I have as I did not require a hire-car. I can recommend Chubb. Also at renewal policy did not increase over inflation.


I also have similar policy - but I have a few cars (like the defender) which I am wondering if they really belong on it - but you are absolutely right - the chubb service is second to none.

A case I witnessed first hand when I had a car in a main dealer for servicing which was flooded, and their insurance wouldn't cover it as an act of god :-0

The insurer I was with - who I now refer to as 'less than' took 3 months to agree to pay out. On the night of the flooding I got a call from Chubb out of the blue to make sure I was ok - as they had an assessor coming out the next morning to people in the area who had been flooded - fortunately we live on a hill - but my mind was made up - no more 'less than' for me on high value items.
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Jared



Joined: 21 Jan 2018
Posts: 3
Location: Dorset

PostPosted: Sun May 03, 2020 5:31 am    Post subject: Reply with quote

I'm with Adrian Flux, but tempted to try someone else next year. This year they've put the price up to £500, and I've had quotes for £300 odd from other companies.

It's on an Agreed Value Policy, but they say it's worth £17,000, and I reckon it's worth a little bit more these days. They won't budge on the valuation, so I wonder if its really worth paying the extra to be with them on an Agreed Value Policy.

Mine lives on the driveway and does 5,000 miles a year.

My Daily Driver is with Hastings, and before that Admiral, and didn't have problems with them.
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V8GPC



Joined: 03 Apr 2016
Posts: 256
Location: Manchester

PostPosted: Mon May 04, 2020 5:44 am    Post subject: Reply with quote

i changed from Adrian Flux for the exact same reason. Similar miles and kept on the driveway.

Supposed to be a specialist (give a discount for club membership) but not competitive in anyway. Never had to claim so cannot say if the service they provide after is worth the extra.
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